Refund Policy

www.prosperitypathawy.com

Effective Date: [Insert Date]

Last Updated: [Insert Date]

At Amit Chandan’s Modern Value Investor, we are committed to providing high-quality educational resources, training, and coaching services. Because our products and services include instant access to proprietary content, frameworks, and course materials, all payments are non-refundable except where required by law.

1. No Refunds After Access Is Granted

Once payment has been processed and you have been given access to course materials, coaching sessions, downloads, or private resources, no refunds will be issued.

This policy applies regardless of whether you:

  • Chose not to participate after purchase

  • Did not complete the course or attend scheduled sessions

  • Did not achieve the financial or personal results you expected (as results will vary by individual effort and circumstances)

2. Exceptional Circumstances

Refunds will only be considered in the following exceptional cases:

  • A billing error occurred (e.g., duplicate payment) — must be reported within 7 days of purchase.

  • The purchase was made in error and no access to course content or resources has been provided.

If you believe you qualify for a refund under these exceptions, please email us at [email protected]:

  • Your full name

  • Email address used for purchase

  • Date and proof of payment

  • Reason for the refund request

3. Proof of Payment

After payment is completed, you will receive an email confirmation that includes:

  • Payment amount

  • Date of transaction

  • Payment method

  • Access details for your purchased course or service

4. Pricing Disclosure

Pricing for our products and services is:

  • Displayed at checkout or

  • Shared directly with you during an online meeting or telephone call by a member of our team

5. Digital Nature of Products

All products and services are delivered digitally or virtually. By purchasing, you acknowledge that you are buying access to educational content, and that value is received immediately upon granting access — which is why our refund policy is strict.

6. Applicable Law

Our refund policy complies with applicable consumer protection laws in:

  • Canada (including PIPEDA and provincial laws)

  • United States (where relevant)

  • European Union (GDPR where applicable)

7. Contact Information

If you have questions regarding this policy or a payment you have made, please contact:

Email: [email protected]

Mailing Address: ...