Effective Date: August 15, 2025
Last Updated: August 15, 2025
By accessing or using this website (“Site”) and the services offered by Amit Chandan’s Modern Value Investor (“we,” “our,” “us”), you agree to be bound by these Terms & Conditions (“Terms”). If you do not agree with these Terms, please refrain from using our Site or services.
This Site is owned and operated by 13810682 Canada Inc.
We provide educational courses, training materials, webinars, community platforms, and consultation services designed to improve financial literacy and teach investment principles.
Important: All content is for educational purposes only and should not be construed as financial, investment, legal, or tax advice. We are not certified financial advisors. You are solely responsible for any investment decisions you make, and we recommend consulting a qualified professional before acting on any information provided.
Some course content and related resources may be provided through our other website: www.informedandinvested.com.
• You must be 18 years or older to access our Site and participate in our services.
• If you are under 18, you must have permission from, and be directly supervised by, a parent or legal guardian.
• By using this Site, you represent that you meet these eligibility requirements.
Some services require you to register and create an account. You agree to:
• Provide accurate and up-to-date information
• Keep your login credentials secure and confidential
• Notify us immediately of any unauthorized account access
We are not responsible for losses resulting from unauthorized use of your account.
All content on this Site — including but not limited to text, graphics, videos, images, course materials, and logos — is owned by or licensed to us and is protected by copyright, trademark, and other intellectual property laws.
You may not copy, reproduce, modify, distribute, transmit, or exploit any content without our prior written permission.
You agree not to:
• Use the Site for unlawful purposes
• Interfere with the Site’s security, integrity, or functionality
• Attempt to gain unauthorized access to our systems or user accounts
• Copy, scrape, or reverse-engineer any part of the Site or services
• Pricing will be displayed at checkout or shared with you during an online meeting or telephone call by a member of our team.
• Proof of payment, including the payment amount, will be sent to you via email once payment is received.
• Payments are processed securely through third-party payment processors.
• All payments are non-refundable except as explicitly stated in our Refund Policy below.
All payments are non-refundable unless otherwise required by applicable law.
Once access to course materials, digital downloads, live training sessions, or other services has been granted, no refunds will be issued.
If you believe a billing error has occurred, you must contact us within 7 days of the transaction date to request a review.
All materials, training, and information provided are for educational purposes only.
• We do not make guarantees about financial outcomes or returns.
• Any examples or case studies are illustrative and not a promise of results.
• You are solely responsible for your own investment decisions.
To the fullest extent permitted by law, we shall not be liable for any direct, indirect, incidental, or consequential damages resulting from:
• Use or inability to use the Site or services
• Reliance on any educational content provided
• Third-party service interruptions or technical failures
We reserve the right to update or modify these Terms at any time. Any changes will be effective immediately upon posting on the Site. Continued use after updates constitutes acceptance of the revised Terms.
These Terms shall be governed by and construed in accordance with the laws applicable in Ontario, Canada, and, where applicable, relevant international regulations such as GDPR, CCPA, and PIPEDA.
For questions regarding these Terms or our Refund Policy, please contact:
Email: [email protected]